Choose the right roofing material for your home or business.

When it comes to protecting your home or business, it's imperative that you choose a roofing material that is in your budget, durable, and the appearance you're looking for. The right roofing system for your home will depend on these factors.

Asphalt Shingles — The average asphalt shingle roof lasts about 20 years. This is the most common roof covering in the United States because of its relatively low initial cost. However, shingles vary significantly in quality and warranty, so go over your options with the roofing contractors you speak with.

Metal Roofing — Metal roofs are becoming an increasingly popular roofing option, especially among property owners in warmer climates. Metal roofing costs quite a bit more upfront than asphalt shingles, but the annual costs of the roof are low due to its durability. In addition, metal roofs may lower annual utility bills because they reflect heat well.

Tile Roofing — Made from concrete or clay, tile roofs are extremely durable with warranties ranging from 50 - 75 years on average. Tile roofing is heavy, so make sure that your roof supports are strong enough to bear the weight. If not, reinforcing your roof structure can add significant cost to installing a tile roof.

Slate Roofs - Slate roofing is also very durable and looks excellent, but it also costs more than other roofing materials. Slate is quarried in the Northeast United States and a variety of colors and grades are available.

Ask the right questions before signing.

Whether you're repairing a leak or replacing your entire roof, major home improvements can be expensive. That's why it's critical that homeowners and business owners ask every contractor a few questions before signing any paperwork.

A great way to gauge a contractor’s level of expertise is the roofing estimate. If the estimate doesn't clearly answer all of your questions and concerns regarding your roofing project, ask as many questions as necessary.

Some examples include:

• Do you have a license?
• Are you insured?
• What references do you have?
• What is your team's safety record?
• Will you acquire the necessary permits?
• What payment methods do you accept?
• What will the payment schedule be?
• What would cause a change from the total estimate?
• What are the estimated project start and finish dates?
• Do you subcontract any of your work?
• What warranties come with your materials?
• How will you handle the debris?