How to File a Roofing Insurance Claim

Roof damage due to extreme weather conditions

There has been a lot of extreme weather across the country this year.  Extreme wind, rain, and snow leads to many homeowners experiencing leaking and damaged roofing systems, which often lead to even larger home repair bills when the interior of the home is damaged.

A new roof and other home repairs can be expensive for any individual to take on, so in any weather related event it pays to explore the option of filing a roofing insurance claim.   In many cases, your homeowners insurance covers your roof damage due to weather events. 

Filing a roofing insurance claim can be intimidating, especially if you don't know where to begin, but its really not that different from filing a claim for your vehicle.   Here are a few simple tips to help you get on the right track to receiving coverage for a new roof:

  • Locate your homeowners insurance policy and see if there is a claim phone number to call to reach an agent who can help you get your paperwork started
  • You may choose to call a Private Insurance Adjuster if your State allows or use the Independent Insurance Adjuster from your insurance company
  • Get together at least 3 estimates from different roofing contractors (preferably roofing companies that will work directly with your insurance adjuster)
  • Once your claim is filed, you can begin to have your roof repaired or replaced

Hometown Roofing Contractors prescreens and approves local roofing contractors in your area to take the guesswork out of finding a reputable contractor. Visit the youtube video below for further guidelines on filing a roofing insurance claim to repair or replace your roof.