Hometown Roofing Blog

FHA 203(k) Loan paperwork

FHA 203(k) streamline loans are becoming a popular financing option for roofing projects but come with a number of specific rules and regulations regarding how they can be used. Learn how FHA 203(k) loans work, how they compare with other financing options, and their pros and cons.
man in suit holding paper Are You Covered

Before you begin a roofing improvement project, it never hurts to consult with your insurance provider. It depends on the project, but your insurance policy may not cover what you need. Find out what you need to know about your insurance to make sure the project goes smoothly.
concrete roof tiles

Composed of sand, cement, and water, concrete tiles are a durable and rustic roofing option. If you're considering this classic aesthetic for your home, familiarize yourself with concrete tile costs, how they compare to clay tiles, installation techniques, and more.
stay within your budget

Budgeting is a crucial aspect of keeping your roof project on track. Creating a realistic budget can be a challenging task, but once completed it will save you time, money, and stress. We’ll educate you on four important points to get the most from your roofing budget.
signing home improvement loan

Homeowners can apply and use home improvement loans for roof repairs and replacements. In order to determine if a loan is the right financing option for your roof project, answer a few basic questions before deciding on which loan to use.
home improvement credit cards

Home improvement credit cards are becoming a popular financing option for homeowners, especially those considering roofing projects. Learn everything you need to know about using home improvement credit cards.
man holding key for house

No matter the reason, a lot of homeowners turn to outside financing to assist with the cost of the roof project. And in some cases, roofing companies offer their own financing options. We’ll outline and break down what all homeowners should know before deciding to finance the roofing project through the contractor.
bad credit score

Paying cash for a roofing project is always the best financing option, but most homeowners don’t have the full amount set aside, and sometimes the project can’t wait. 
calculating roof financing options

A new roof or a replacement is a great step in maintaining your home’s aesthetic style and durability, as well as increasing its overall value. A crucial aspect of this phase is how to finance the new roofing system. Roofs are expensive, and the process of figuring out how to pay for it can be overwhelming.
man installing sheets of plywood on roof

If you’re building a new roof or replacing an old roof system, you’ll need to know how much material you’ll need to cover the roof. For most roofing projects this includes calculating how much plywood you’ll need. We’ll outline the formula for determining the right amount of plywood to use for a new roof. 
roof flashing being installed

Choosing to replace roof shingles is a major investment for most homeowners, so it makes sense to replace other roofing components to protect the integrity of the roof and home for as long as possible. In nearly all cases, it pays to replace all the flashing if you replace all the roof shingles.
roof underlayment

Most likely you’ve heard of the underlayment material beneath your shingles, but have you ever questioned what it is or why it’s necessary? Familiarize yourself with the purpose of this roofing component and how it adds a crucial layer of protection to your roof.
roof savings plan

New roofs are not cheap. The national average cost of replacing a roof is about $7,000 with costs varying depending on where you live, the materials you choose, etc. Follow these helpful guidelines to save as much as possible on your new roof.
roofer on work

There may come a time when an unlicensed roofer works on your home. No matter the reason, you should be aware of the risks of working with someone that fails to obtain the proper permits, insurance, and licenses.
roof underlayment in the sun

Everyone is familiar with shingles and gutters, but there are other roof components equally important to keeping water out of your home. Below, we’ll outline the different roof components that play a crucial role in keeping your home safe and secure.